/* Gemeinsames Stylesheet für alle Ratgeber-Seiten (Übersicht + Artikel).
   Jeder neue Artikel verlinkt nur diese Datei – so bleibt das Design einheitlich. */
:root{
  --navy:#0f2a40; --navy-dark:#0a1e2f; --navy-light:#16405f;
  --gold:#d09625; --gold-dark:#a87614;
  --ink:#1c2b36; --muted:#5a6b78;
  --bg:#ffffff; --tint:#f0f6fa; --card:#ffffff; --line:#dce7ef; --radius:14px;
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.7}
img{max-width:100%}
a{color:var(--gold-dark)}
.wrap{max-width:760px;margin:0 auto;padding:0 20px}
.wrap-wide{max-width:1060px;margin:0 auto;padding:0 20px}

/* Header */
header{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 2px 12px rgba(15,42,64,.10)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 0}
.brand img{height:48px;width:auto;display:block}
header nav{display:flex;align-items:center;gap:20px}
header nav a{color:var(--navy);text-decoration:none;font-size:.95rem;font-weight:600}
header nav a:hover{color:var(--gold-dark)}
.btn{display:inline-block;background:var(--gold);color:var(--navy-dark);font-weight:800;text-decoration:none;
     padding:10px 20px;border-radius:999px;font-size:.95rem}
.btn:hover{background:var(--gold-dark);color:#fff}
@media(max-width:680px){
  header nav a.hide-sm{display:none}
  .brand img{height:40px}
}

/* Breadcrumb */
.crumb{font-size:.85rem;color:var(--muted);padding:22px 0 0}
.crumb a{color:var(--muted);text-decoration:none}
.crumb a:hover{color:var(--gold-dark)}

/* Artikel */
article{padding:14px 0 10px}
.article-meta{display:flex;flex-wrap:wrap;gap:8px 16px;align-items:center;font-size:.85rem;color:var(--muted);margin:14px 0 22px}
.tag{display:inline-block;background:var(--tint);border:1px solid var(--line);border-radius:999px;padding:4px 12px;font-size:.8rem;font-weight:700;color:var(--navy)}
article h1{font-size:clamp(1.7rem,4.4vw,2.5rem);line-height:1.18;font-weight:900;color:var(--navy);margin-bottom:6px}
article .lead{font-size:1.12rem;color:var(--muted);margin:18px 0 26px}
article h2{font-size:1.4rem;font-weight:800;color:var(--navy);margin:34px 0 10px}
article h3{font-size:1.12rem;font-weight:800;color:var(--navy);margin:24px 0 6px}
article p{margin-bottom:16px}
article ul,article ol{margin:0 0 16px 22px}
article li{margin-bottom:8px}
article strong{color:var(--ink)}

/* Info-/Praxis-Box */
.box{background:var(--tint);border:1px solid var(--line);border-left:4px solid var(--gold);
     border-radius:10px;padding:18px 20px;margin:24px 0}
.box h3{margin:0 0 6px;color:var(--navy)}
.box p:last-child{margin-bottom:0}
.box.praxis{border-left-color:var(--navy)}
.box .box-label{display:block;font-size:.75rem;font-weight:800;letter-spacing:.6px;text-transform:uppercase;color:var(--gold-dark);margin-bottom:4px}
.box.praxis .box-label{color:var(--navy-light)}

/* Tabelle */
.table-wrap{overflow-x:auto;margin:24px 0}
table{border-collapse:collapse;width:100%;font-size:.95rem}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left}
th{background:var(--tint);color:var(--navy);font-weight:700}

/* CTA-Box am Artikelende */
.cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:30px 28px;margin:40px 0 10px;position:relative;overflow:hidden}
.cta::after{content:"";position:absolute;right:-50px;bottom:-50px;width:180px;height:180px;border-radius:50%;
            background:radial-gradient(circle,rgba(208,150,37,.20),transparent 70%)}
.cta h3{color:#fff;font-size:1.3rem;margin-bottom:8px;position:relative}
.cta p{color:#c8d6e2;margin-bottom:18px;position:relative}
.cta .btn{position:relative}

/* FAQ im Artikel */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 18px;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold-dark);font-size:1.3rem;font-weight:800;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 18px 16px;color:var(--muted);margin:0}

/* Weiterlesen-Hinweis */
.more{border-top:1px solid var(--line);margin-top:36px;padding-top:20px;font-size:.95rem}
.more a{font-weight:700;text-decoration:none}

/* Übersichtsseite */
.rg-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-dark) 75%);color:#fff;padding:60px 0 54px}
.rg-hero .eyebrow{color:var(--gold);font-weight:800;text-transform:uppercase;letter-spacing:1.2px;font-size:.8rem}
.rg-hero h1{font-size:clamp(1.9rem,5vw,3rem);font-weight:900;line-height:1.15;margin:8px 0 14px}
.rg-hero p{color:#c8d6e2;max-width:620px;font-size:1.08rem}
.rg-list{padding:48px 0 20px}
.rg-group{margin-bottom:40px}
.rg-group:last-child{margin-bottom:0}
.rg-grouptitle{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.rg-grouptitle .n{width:30px;height:30px;border-radius:8px;background:var(--gold);color:var(--navy-dark);
                  font-weight:900;font-size:.85rem;display:flex;align-items:center;justify-content:center;flex:none}
.rg-grouptitle h2{font-size:1.15rem;color:var(--navy);font-weight:800}
.rg-grouptitle .line{flex:1;height:1px;background:var(--line)}
.rg-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px}
.rg-card{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
         padding:24px;text-decoration:none;color:inherit;box-shadow:0 1px 3px rgba(15,42,64,.06);transition:transform .16s ease,box-shadow .16s ease}
.rg-card:hover{transform:translateY(-4px);box-shadow:0 12px 26px rgba(15,42,64,.14)}
.rg-card .num{width:38px;height:38px;border-radius:10px;background:var(--navy);color:var(--gold);font-weight:900;
              display:flex;align-items:center;justify-content:center;margin-bottom:14px;font-size:1.05rem}
.rg-card h2{font-size:1.12rem;color:var(--navy);margin-bottom:8px;line-height:1.3}
.rg-card p{font-size:.94rem;color:var(--muted);flex:1}
.rg-card .read{margin-top:14px;font-weight:800;color:var(--gold-dark);font-size:.9rem}
.rg-soon{opacity:.6;pointer-events:none}
.rg-soon .read{color:var(--muted)}

/* Footer */
footer{background:var(--navy-dark);color:#9fb2c2;padding:32px 0;font-size:.9rem;margin-top:40px}
.footer-inner{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;align-items:center}
.footer-brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800}
.footer-brand img{height:40px;width:auto}
.footer-brand b{color:var(--gold)}
footer a{color:#d7e2ec;text-decoration:none;margin-left:16px}
footer a:hover{color:#fff}